It’s easy to put off saving for retirement for another month, for next year, for after you buy a house or when you get married. As financial priorities fight for your hard-earned pounds, it can be difficult to start saving for the future.

However, it’s important to plan ahead and think carefully about the sort of lifestyle you might want when you retire and whether your pension savings are on track to get you where you want to be in retirement.

The two sections below will help you work out the costs of retirement and get a better feel for your pension: