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Retirement planning
Frost

If you’re ready to reap the rewards of your pension contributions, it’s important to know what your options are and what to do next. 

There are several options available, which allow you to tailor your benefits in ways that best meet your needs. 

The tools and information in the sections below will help you plan ahead but, as the Trustee cannot give you any advice or guidance on the options (instead it can simply explain what they are), you may also want to consider getting independent advice before making decisions about your finances. Visit www.unbiased.co.uk to find independent financial advisers (IFAs) in your area.

Also In This Section

Lifestyle calculator

Use our modeller to get an estimate of how much you might need when you retire.

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Transfers and scams

Important information if you’re considering transferring your Scheme pension.

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Retirement options

Learn about the different options available to you when take your Scheme benefits.

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Tax limits

Learn how much you can pay into your pension tax free.

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Additional voluntary contributions (AVCs)

Learn about the different ways you could increase your pension savings.

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