If you’re ready to reap the rewards of your pension contributions, it’s important to know what your options are and what to do next. There are several options available, which allow you to tailor your benefits in ways that best meet your needs.

The tools and information in the sections below will help you plan ahead but, as the Trustee cannot give you any advice or guidance on the options (instead it can simply explain what they are), you may also want to consider getting independent advice before making decisions about your finances. Visit www.unbiased.co.uk to find independent financial advisers (IFAs) in your area.