If you’re 55 or over you may be able to have a will drafted for you, or change your existing will if you already have one, free of charge.

It’s easy to put off making a will, as it may not seem important to you right now. But if you don’t make a will, it can cause legal problems and lead to additional costs and stress for your loved ones. Taking the time to make a free will now could really pay off later.

Free Wills Month is taking place for a second time this year. It runs from 2-31 October, and hundreds of solicitors are getting involved with the campaign, led by a group of charities.

How can I get a free will?

Simply visit freewillsmonth.org.uk and type in your postcode to find solicitors who are taking part in the campaign in your local area. You can then book an appointment with a solicitor of your choice directly through the website.

Why should I make a will?

A will is a legal document which lets you decide what happens to your money, property and possessions after your death. This is also known as your ‘estate’.

If you don’t make a will, the law will decide who inherits what from your estate, which may not match your wishes. 

Keeping your will up-to-date is one of the best ways to make sure your wishes are followed. It can also give you peace of mind that your loved ones are provided for, should the worst happen to you.

You can find more information about making a will at Gov.uk.

Does my will cover my Magnox pension?

It’s important to remember that your will does not cover any death benefits payable from your Magnox pension as the scheme is an occupational pension scheme set up as a trust

You should therefore separately update your Expression of Wish form in your myESPS account to say where you’d like any lump sum death benefit payments from your pension to be paid to. Alternatively you can download the form and send it back to us at enquiries@railpen.com